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Voluntary Medical Insurance Scheme

for Civil Servants and Non-civil

Servants Employed by the HK Government

Insurance Scheme

Anchor 1
Protection Plan

VHIS Flexi Plan – Asia iCare

  • The first VHIS plan collaboration with CUHK Medical Centre;

  • Two options of the hospitalization plan with annual cover limit HK$500K, HK$650K including the Supplement Major Medical Benefit. The overall maximum limit (HS+SMM) up to HK$830K;

  • Worldwide coverage; no life-time limit

  • Cashless FULL COVER benefit for >5000 inpatient and day case surgical package plans offered by CUHK Medical Centre (pre-approval is required)

  • Allow for tax deduction

  • No claim bonus by increase 10% of the insurance coverage.  Annual cover limit can be boosted up to maximum HK$913K per year.

 

Exclusive Offer:  

  • First Year Discount: 60% off; 25% off from 2nd year onwards

  • FREE medical checkup plan provided by CUHK Medical Centre once every 2 years

  • FREE mental wellness hotline service

  • FREE one year emergency assistance service provided by Inter Partner Assistant

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VHIS Flexi Plan – Asia Elite

  • Specially designed for all ages, from the young to the elderly, guaranteed renewal up to the age of 100; Tax deduction

  • Two choices of cover limit (HK$1.2m or HK$2m annual limit); No lifetime benefit limit; Cover up to Private Room Service

  • Comprehensive protection from prevention to cure, guaranteed renewal, and fully covered benefits of your major medical expenses

Exclusive Offer:  

  • First Year Discount: 60% off; 25% off from 2nd year onwards

  • FREE medical checkup plan provided by CUHK Medical Centre once every 2 years

  • FREE mental wellness hotline service

  • Extended to cover cashless network Full Cover Inpatient and Day Case Benefit to cover >5000 package plans which are FREE
    one-time medical checkup plan provided by CUHK Medical Centre offered by CUHK Medical Centre* (pre-approval is required)

  • FREE one year emergency assistance service provided by Inter Partner Assistant

VHIS Standard Plan – Asia Unique Family Care

  • Covers individuals with age from 15 days to 100 years; Tax deduction

  • Coverage up to HK$420,000 per policy year; No Lifetime benefit limit

  • Provides a full range of medical insurance protection from pre-hospitalisation to post-hospitalisation care

  • Coverage extended to cover prescribed diagnostic imaging tests, prescribed non-surgical cancer treatments and psychiatric treatment, etc.

 

Exclusive Offer:  

  • First Year Discount: 60% off; 25% off from 2nd year onwards

  • FREE mental wellness hotline service

  • Extended to cover cashless network Full Cover Day Case Endoscopy Benefit for civil servant scheme only***
    (pre-approval is required)

        - Cover the eligible expense on the treatment of
          Colonoscopy and Gastroscopy
        - Medical service providers including:
        (a)  CUHK Medical Centre
        (b)  HKBH Ambulatory Medical Centre
        (c)  Dr. Vio Medical Centre (Central)
        (d)  Dr. Vio Medical Centre (Tsim Sha Tsui)

  • FREE one year emergency assistance service provided by Inter Partner Assistant

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Asia MaxiCare -
Network outpatient service

  • Wide variety of dental and outpatient benefits

  • Including over 90 clinics and 300 medical practitioners in Hong Kong, Kowloon, and the New Territories

  • Cashless arrangement

  • Eligible enrollment age from 15 days to aged 80

  • No underwriting process is required

  • Outpatient claim will not affect your claim record

  • Available for purchasing with group medical/ VHIS or standalone purchase

 

Exclusive Offer:

10% off

Avo Cancer Protection

  • Comprehensive coverage for related diagnostic tests, treatment, surgery, inpatient and monitoring costs.

  • No medical check-up is required. Easy and quick to apply with no supporting documents.

  • No deductible. Subject to benefit limit, your actual medical expenses will be fully covered.

 

Exclusive Offer:

25% off for Cancer Protection

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Customer Service

Customer Service

Asia Insurance VHIS Enquires 

T +852 3606 9361   /  +852 3606 9323

Avo Insurance Cancer Protection Enquires

T +852 3572 8222

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